Gemi has been operating as a non-bank lender since before 2000 and has raised in excess of $2 billion of capital on a loan-by-loan basis. Gemi has a track record of paying interest on loans on the first business day of every month for the last 20+ years.
We focus on senior debt opportunities secured by Australian real estate. Our investment process is disciplined and structured around strict risk and performance standards.
Our investors include institutions as well as some of the most successful individuals and families in Australia. The principals of Gemi are substantial investors across Gemi’s loans and often lend in a subordinated position to Gemi’s investors on the basis that the principals’ capital is only repaid from a transaction after the investors have been repaid.
The Gemi Fund was launched in 2019 to offer investors access to Gemi’s investment strategy across a diversified loan portfolio, targeting net returns of 10.5% p.a. with monthly income and liquidity, and $5 million first loss cover. For more information click here.
All loans are approved by Gemi’s Investment Committee and Credit Committee following a rigorous due diligence and credit approval process.